diff --git a/TalerWallet1/Views/Transactions/KYCauth.swift b/TalerWallet1/Views/Transactions/KYCauth.swift
index c7624100..4dd0704c 100755
--- a/TalerWallet1/Views/Transactions/KYCauth.swift
+++ b/TalerWallet1/Views/Transactions/KYCauth.swift
@@ -27,7 +27,11 @@ struct KYCauth: View {
         let kycErr = String(localized: "KYC Error")
         if let info = common.kycAuthTransferInfo {
             let debitPayTo = PayTo(info.debitPaytoUri)
-            if let debitIban = debitPayTo.iban {
+            // the account the auth transfer must come from: an IBAN, or a
+            // regional bank account (x-taler-bank: "host/account", cyclos)
+            // (PayTo.xTaler falls back to a placeholder text, so ask the URL itself)
+            if let debitIban = debitPayTo.iban ?? debitPayTo.cyclos
+                            ?? URL(string: info.debitPaytoUri)?.xTaler {
                 let accountDetails = info.transferOptionsExt
                 if let validDetails = accountDetails.validDetails {
                     if let scope: ScopeInfo = common.scopes.first {