diff --git a/packages/libeufin-bank-webui/src/pages/PaytoWireTransferForm.tsx b/packages/libeufin-bank-webui/src/pages/PaytoWireTransferForm.tsx
index b8e856f6c..0ba65c983 100644
--- a/packages/libeufin-bank-webui/src/pages/PaytoWireTransferForm.tsx
+++ b/packages/libeufin-bank-webui/src/pages/PaytoWireTransferForm.tsx
@@ -426,7 +426,7 @@ export function PaytoWireTransferForm({
                         onChange={setAccount}
                         value={account}
                         placeholder={i18n.str`username`}
-                        focus={focus}
+                        focus={focus && !sendingToFixedAccount}
                         disabled={sendingToFixedAccount}
                       />
                     );
@@ -441,7 +441,7 @@ export function PaytoWireTransferForm({
                         error={errorsWire?.account}
                         onChange={(value) => setAccount(value.toUpperCase())}
                         value={account}
-                        focus={focus}
+                        focus={focus && !sendingToFixedAccount}
                         disabled={sendingToFixedAccount}
                       />
                     );
@@ -460,6 +460,11 @@ export function PaytoWireTransferForm({
                 </label>
                 <div class="mt-2">
                   <textarea
+                    // The recipient is locked when it came with the link, so
+                    // the reference is the first thing left to fill in.
+                    ref={
+                      focus && sendingToFixedAccount ? doAutoFocus : undefined
+                    }
                     rows={2}
                     class="block w-full rounded-md border-0 py-1.5 text-onBackground shadow-sm ring-1 ring-inset ring-gray-300 placeholder:text-gray-400 focus:ring-2 focus:ring-inset focus:ring-primary sm:text-sm sm:leading-6"
                     name="subject"
@@ -633,10 +638,13 @@ export function doAutoFocus(element: HTMLElement | null) {
   if (element) {
     setTimeout(() => {
       element.focus({ preventScroll: true });
+      // Scroll only when the element is out of view: the forms are near the
+      // top of their own pages, and centering them would push the page
+      // heading off screen.
       element.scrollIntoView({
         behavior: "smooth",
-        block: "center",
-        inline: "center",
+        block: "nearest",
+        inline: "nearest",
       });
     }, 100);
   }
diff --git a/packages/libeufin-bank-webui/src/pages/WireTransfer.tsx b/packages/libeufin-bank-webui/src/pages/WireTransfer.tsx
index b038aaa5d..c434758a4 100644
--- a/packages/libeufin-bank-webui/src/pages/WireTransfer.tsx
+++ b/packages/libeufin-bank-webui/src/pages/WireTransfer.tsx
@@ -109,6 +109,7 @@ export function WireTransfer({
           </i18n.Translate>
         </p>
         <PaytoWireTransferForm
+          focus
           withAccount={toAccount}
           withAmount={withAmount}
           withSubject={withSubject}