diff --git a/TalerCommon/HelperViews/CurrencyInputView.swift b/TalerCommon/HelperViews/CurrencyInputView.swift
index c3c5697b..485eb622 100644
--- a/TalerCommon/HelperViews/CurrencyInputView.swift
+++ b/TalerCommon/HelperViews/CurrencyInputView.swift
@@ -129,6 +129,13 @@ struct CurrencyInputView: View {
         availableString(available?.readableDescription ?? String(localized: "unknown"))
     }
 
+    /// Why the amount cannot be sent.  Deliberately the same string the
+    /// payment sheet uses for `wallet-balance-available-insufficient`.
+    var insufficientHint: String {
+        String(localized: "payment_balance_insufficient_max",
+            defaultValue: "Balance insufficient! You don't have enough \(amount.currencyStr).")
+    }
+
     func heading() -> (String, String)? {
         if let title {
             return (title, a11yTitle)
@@ -166,6 +173,20 @@ struct CurrencyInputView: View {
                     .accessibilityLabel(heading.1)
                     .padding(.bottom, -6)
             }
+            if insufficient {
+                // Turning the heading red was the whole message: no words for
+                // a sighted user, and nothing at all for VoiceOver, which
+                // reads the unchanged `heading.1`.  The payment sheet already
+                // says this in words (PaymentScan.swift:207-211 via
+                // InsufficientBalanceHint.localizedCause), so reuse that
+                // string rather than invent a second one -- it is already
+                // translated.
+                Text(insufficientHint)
+                    .padding(.horizontal, 4)
+                    .frame(maxWidth: .infinity, alignment: title != nil ? .leading : .trailing)
+                    .talerFont(.subheadline)
+                    .foregroundColor(WalletColors().errorColor)
+            }
             currencyField
                 .frame(maxWidth: .infinity, alignment: .trailing)
                 .foregroundColor(WalletColors().fieldForeground)     // text color
diff --git a/TalerWallet1/Views/HelperViews/AmountInputV.swift b/TalerWallet1/Views/HelperViews/AmountInputV.swift
index 87482845..268c9c7f 100644
--- a/TalerWallet1/Views/HelperViews/AmountInputV.swift
+++ b/TalerWallet1/Views/HelperViews/AmountInputV.swift
@@ -106,7 +106,15 @@ struct AmountInputV: View {
         let currency = amountToTransfer.currencyStr
         let coinData = CoinData(coins: numCoins, fee: feeAmount)
         let flags = checkAvailable(coinData)
-        let hint = String(localized: "enabled when amount is non-zero", comment: "a11y")
+        // One hint for three different reasons was wrong twice over: a
+        // VoiceOver user with too high an amount was told the button needs a
+        // non-zero one, and the real reason -- not enough money, or too many
+        // coins -- was never spoken at all.
+        let hint = flags.insufficient
+                 ? String(localized: "enabled when the amount fits the available balance", comment: "a11y")
+                 : coinData.tooMany
+                 ? String(localized: "enabled when the amount is small enough for a single transfer", comment: "a11y")
+                 : String(localized: "enabled when amount is non-zero", comment: "a11y")
         ScrollView { VStack(alignment: .trailing) {
             CurrencyInputView(scope: scope,
                              amount: $amountToTransfer,