diff --git a/TalerCommon/HelperViews/TimeView.swift b/TalerCommon/HelperViews/TimeView.swift
index a969250d..1cecc8ff 100644
--- a/TalerCommon/HelperViews/TimeView.swift
+++ b/TalerCommon/HelperViews/TimeView.swift
@@ -20,8 +20,14 @@ struct TimeView: View {
         self._isFinished = isFinished
     }
 
+    /// Seconds left, never below zero.
+    ///
+    /// The countdown is driven by a TimelineView that keeps ticking while
+    /// `isFinished` is flipped asynchronously, so without the clamp the view
+    /// renders "Next retry in: -1 seconds" and keeps counting down into the
+    /// negatives until the state change lands.
     func remainingTime(_ elapsed: Int) -> Int {
-        let remaining = seconds - elapsed
+        let remaining = max(0, seconds - elapsed)
         if remaining <= 0 {
             if isFinished != nil {
                 DispatchQueue.main.async {
diff --git a/TalerWallet1/Views/HelperViews/LoadingView.swift b/TalerWallet1/Views/HelperViews/LoadingView.swift
index 01fd9859..99e2a5ab 100644
--- a/TalerWallet1/Views/HelperViews/LoadingView.swift
+++ b/TalerWallet1/Views/HelperViews/LoadingView.swift
@@ -64,17 +64,25 @@ struct StalledView: View {
             if let lastPhase = controller.lastProgressPhase {
                 if lastPhase.phase == .stalled {
                     if let lastError, let delay = lastError.nextRetryDelay {
+                        // The three states cross-fade, so all of them stay in
+                        // the hierarchy.  opacity(0) hides a view from sight
+                        // but not from VoiceOver, which otherwise reads all
+                        // three at once: "Next retry in: 3 seconds",
+                        // "Retrying...", "Waiting for response...".
                         ZStack {
                             TimeView("Next retry in:", seconds: Int(delay.toSeconds()), isFinished: $isFinished)
                                 .talerFont(.title3)
                                 .padding(.vertical)
                                 .opacity(isFinished == false ? 1 : 0)
+                                .accessibilityHidden(isFinished != false)
                             Text("Retrying…")
                                 .talerFont(.title3)
                                 .opacity(isFinished == true ? 1 : 0)
+                                .accessibilityHidden(isFinished != true)
                             Text("Waiting for response…")
                                 .talerFont(.title3)
                                 .opacity(isFinished == nil ? 1 : 0)
+                                .accessibilityHidden(isFinished != nil)
                         }
                         retryButton(disabled: isFinished ?? false)
                     }